Money Messages – How Are They Affecting You?
The messages we heard and/or saw when we were children had the ability to shape us, make us, and/or break us. Some of the messages were positive, while others were negative. Here are examples of some money messages:
- I’ll never have enough money.
- When I’m feeling down or bored, I go shopping.
- If I have cash in my wallet or purse, I’ll spend it.
- I can’t save for retirement.
- I’m not out of money until I am out of credit.
- I will wait to make the purchase if I don’t have the cash.
- Money burns a hole in my pocket.
- Live for today.
- It’s easier for a camel to pass through the eye of a needle
than a rich man to enter the kingdom of heaven.
- Save for a rainy day.
- A penny saved is a penny earned.
Which message(s) do you remember hearing about money? Whether they were positive or negative, the messages influenced the way we think about money today. The way we spend and/or save money can be traced back to what we learned about money. Consciously or subconsciously, these messages have shaped our beliefs about money. And we have passed those beliefs down to our children. Are you proud of that legacy or would you like to change it? Fortunately, it’s not too late to change. Messages can be relearned.
First, you have to look at how you view money and determine if it is the result of messages you heard or saw growing up. Then you have to examine the message in relation to your life and determine whether or not it is working for you. For example, if emotional spending has caused you to go into debt, then maybe you need to find something less expensive to do when you get are feeling down or bored. If you cannot do it by yourself, then you may have to seek the assistance of a financial advisor, counselor, or coach. Money messages are powerful, but you have the power to change them. All the best.
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