My Experience is Your Gain

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Stop Digging Holes And Start Achieving Your Goals

How much sense does it make to dig a hole before you start to build? I  am not talking about digging a foundation. It does not make much sense at all. It takes more time and causes more work. Unless you are patient, consistent, and committed you will likely give up before your building project […]

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Pawn Shops, Watches, and Christmas

Everyone has a story. Here is one of mine. What do pawn shops, watches, and Christmas have to do with each other? Let me tell you. Right before my 24th birthday in December 1989 I had a wife, we had a new born daughter, and we were broke. Finances are very personal and can cause […]

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Two Ways To Save A Lot On Sales

There are some people who love a good sale. They have plans about what to do, how to handle the sale, how many items to buy, who to tell, etc. Sometimes when they make purchases from a sale, they actually use the item or product they purchase. Often, it does not matter whether or not […]

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It’s Not Too Late To Take Advantage Of The Pandemic

The coronavirus pandemic has caused many of us to change the way we lived. Masks, sanitizers, social distancing, etc. Life has changed and we are adjusting to a new normal. Part of the change includes many people struggling financially because they have lost their jobs, business has decreased, or they needed to leave their employment […]

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Investment Choices for Beginners

Many people are interested in investing but do not know how or where to begin. Fortunately, there are many investments available for beginners so there is no excuse not to get started. Since investing is the best way to build wealth, that is good news. Let’s take a look at a few fitting ways to […]

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Types of Investments

There are many different types of investments including stocks, bonds, real estate, etc. This information does not do you much good unless you know something about them. Let’s take a look at some basic definitions to give a bit more understanding. Stocks are tiny pieces of a company that anyone can buy. Stocks are volatile, […]

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Are You Ready To Invest? The Next Step

Investing is available to everyone but everyone is not ready to start investing. How do you know if you are ready? There are some important things to consider before you invest in anything. First you should look at your debt situation. All debt is not the same. If you have a lot of credit card […]

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What Is Investing?

Many people believe that investing is only for rich people. That is not true. It might have been true to some extent 15 years ago but things have changed. Companies and services have made it their mission to make investment options available for everyone, including beginners and those who have just small amounts of money […]

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Credit Repair: Don’t Believe The Hype!

Many people who have much less than perfect credit and want to realize one of their life long dreams of a major purchase are anxious to get their credit repaired. Many of those same people become targets of individuals and businesses who prey on people in that position. If you are one of those people […]

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Missed and Late Payments Are A Big Deal!

  If paying your bills on time is not important to you, then you need to make it important to you. Life happens and anyone can miss or be late making a credit card or loan payment. What you do after you are late or miss a credit card or loan payment can make a […]

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