My Experience is Your Gain

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Warning: Cosigning Can Be Hazardous To Your Credit

Everyone needs a little help at some time in their life. Sometimes that help is financial and we need some money. Other times we just need someone to vouch for us. One way you can vouch for someone is to be a cosigner for them on a loan. If you have not been asked to […]

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Wedding Day Debt

Statistics show that the average cost of an American wedding is between $25,500 and $33,000. It’s no surprise that a lot of couples are going into to debt. In fact, statistics show that 74% of couples go into debt to get married. Now, there’s a wedding loan out there that does not help matters. A […]

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Wedding Day Dollars

People choose their wedding dates for different reasons and get choose to have their weddings every month of the year. However, January is the least popular month and October is the most popular month with September and August close behind. As we think about weddings two words come to mind, love and money. Based on […]

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Guard This With Your Life

There is a nine digit number that is so important. Of course, I am talking about your Social Security Number (SSN). It seems like more people are asking you to give them your SSN. The people seem valid, so you may not have a problem giving them your SSN. In fact, you may think that […]

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Cheating With Money – Part 2

Although money is a major part of every relationship, it is still common for both spouses to have different views. These different views can lead to financial infidelity. However, there is still hope for couples to prevent it or to resolve the issues around it. First, you have to know what to look for, what […]

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Cheating With Money – Part 1

What does infidelity have to do with money management? Are you sneaking around on your spouse with your money or purchases? Do you lie to your spouse about money? Does your spouse know about all of your debts? Is gambling a secret that you keep from your spouse? All of these are signs of financial […]

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Your Why Has To Be Greater Than Your How

  It’s very important to know how to do something. How to create a budget. How to start saving. How to open a retirement account. How to reduce and/or eliminate debt. How to purchase life insurance. These are all good things to know how to do. However, if you do not have a solid “Why” […]

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What’s Your Payday Plan?

Friday is payday for a lot of people. That means different things for everyone, including an instant deduction and reduction because of NSF Fees. For some it means getting caught up on late bills. For others it means splurging because they have been living on next to nothing for the past few days. While for […]

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Social Security Scam

Although news and information about the Social Security Phone Call Scam has been reported for several months, people are still falling victim to this fraudulent scheme. Just in case you have not heard about it, I want to give you some information and tips to lessen the likelihood that you will fall prey to these […]

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Waste Not, Want Not

Many of us are familiar with the proverb that says, “waste not, want not.” Those who are not familiar with it might be wondering what it means. The premise is that if you use your money and/or resources wisely, then you will never be in need. According the the IRS the average income tax refund […]

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