My Experience is Your Gain

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Can You Afford The Bonus? Read The Fine Print!

There are so many offers out about opening accounts and borrowing money. Some of us are content with what we have, while others don’t have anything and are not sure where to begin. For others the offers seem too good to pass up. Especially when it’s free money! Is it really free? How do you […]

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Rising Rates Are Not All Bad

It was exciting for borrowers when interest rates were low. They were able to buy more house or car than they would have been able to at higher interest rates. For some it meant that they could finally realize the dream of home ownership. It was also a good time for lenders. They made a […]

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Can You Stand To Have A Balance In Your Savings Account?

Many of us know the importance of having an emergency savings account. We have either been in a situation where we needed money we did not have, or we were told that we should have an emergency savings account. Even though we know it, we don’t think we can ever save enough money to put […]

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Beware Of Temptation and Keep Up The Good Work!

Do pre-qualifications and loan offers excite you? Do they make you feel validated? Do they give you a sense of worthiness? Be careful! If you don’t need a credit card or loan, then don’t apply for it. You are already worthy! Usually, you are getting the pre-approvals or pre-qualifications because you have put in the […]

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Money: Sweet Dreams or Scary Nightmare?

The Book of Genesis in The Bible is full of important stories. Recently, I began to think about one story in particular and how it relates to finances and money management. Many of us are familiar with the story of Joseph, “The Dreamer”, from Sunday School. Others became acquainted with the story via the DreamWorks […]

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Congratulations! You’ve Just Been Selected For A Scam!

  When prices are high and income is low, many of us can become more vulnerable to scams. Let’s face it, if there is a chance for easy money, most of us want to find out how to get in on it! Scammers know this, and they are relentless. It’s important to alert because scams […]

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No NSF Fees Does Not Change Much

Some banks cancelled or reduced Non Sufficient Funds (NSF) Fees and many account holders are very happy about this change. Why would banks cancel such profitable fees? Did they get a change of heart and decide to help struggling checking account customers? Not exactly. Other banks with less overhead expenses are not charging NSF Fees, […]

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Payday?! What’s Your Plan?

  Is today is payday for you? Payday means different things for everyone, including an instant deduction and reduction because of NSF Fees. For some it means getting caught up on late bills. For others it means splurging because they have been living on next to nothing for the past few days. While for others […]

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Asked For A Favor? Don’t Do It!

We all have had family and/or friends ask for favors related to money. They ask because they know that you are responsible with your money. Or at least you have more money than they do. One of the most common favors is to ask to borrow money…with a promise of quick repayment. You decide whether […]

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Change and Mindset are Partners for Success with Money

We have often heard that change is constant. Everything changes but not always when we would like it to change. When it comes to money, many of us realize that something has to change so we can get more and/or keep more of our money. The most important thing that has to change is our […]

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