Problems. We all have problems. Many of us know what it’s like to have money problems. Often, money problems are caused by lack of financial education, overspending, over use of credit, lack of savings, impulsive spending, gambling and other forms of money mismanagement Having problems is not the issue. What matters is what we do […]
Read MoreImpulsive spending is buying something without previously planning to make that purchase. How many times have you gone into a store with one item in mind but left the store with something or somethings completely different? And it ended up costing a lot more. The result is usually that you just increased your credit card […]
Read MoreWaiting is not something a lot of people like to do. We live in a world where most people want things right now. And in most cases they can get what they want right now. However, just because you can get it now does not mean that it is always best for you. Especially, when […]
Read MoreHow much sense does it make to dig a hole before you start to build? I am not talking about digging a foundation. It does not make much sense at all. It takes more time and causes more work. Unless you are patient, consistent, and committed you will likely give up before your building project […]
Read MoreEveryone has a story. Here is one of mine. What do pawn shops, watches, and Christmas have to do with each other? Let me tell you. Right before my 24th birthday in December 1989 I had a wife, we had a new born daughter, and we were broke. Finances are very personal and can cause […]
Read MoreThere are some people who love a good sale. They have plans about what to do, how to handle the sale, how many items to buy, who to tell, etc. Sometimes when they make purchases from a sale, they actually use the item or product they purchase. Often, it does not matter whether or not […]
Read MoreThe coronavirus pandemic has caused many of us to change the way we lived. Masks, sanitizers, social distancing, etc. Life has changed and we are adjusting to a new normal. Part of the change includes many people struggling financially because they have lost their jobs, business has decreased, or they needed to leave their employment […]
Read MoreMany people are interested in investing but do not know how or where to begin. Fortunately, there are many investments available for beginners so there is no excuse not to get started. Since investing is the best way to build wealth, that is good news. Let’s take a look at a few fitting ways to […]
Read MoreThere are many different types of investments including stocks, bonds, real estate, etc. This information does not do you much good unless you know something about them. Let’s take a look at some basic definitions to give a bit more understanding. Stocks are tiny pieces of a company that anyone can buy. Stocks are volatile, […]
Read MoreInvesting is available to everyone but everyone is not ready to start investing. How do you know if you are ready? There are some important things to consider before you invest in anything. First you should look at your debt situation. All debt is not the same. If you have a lot of credit card […]
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