Investing is available to everyone but everyone is not ready to start investing. How do you know if you are ready? There are some important things to consider before you invest in anything. First you should look at your debt situation. All debt is not the same. If you have a lot of credit card […]
Read MoreMany people believe that investing is only for rich people. That is not true. It might have been true to some extent 15 years ago but things have changed. Companies and services have made it their mission to make investment options available for everyone, including beginners and those who have just small amounts of money […]
Read MoreMany people who have much less than perfect credit and want to realize one of their life long dreams of a major purchase are anxious to get their credit repaired. Many of those same people become targets of individuals and businesses who prey on people in that position. If you are one of those people […]
Read MoreIf paying your bills on time is not important to you, then you need to make it important to you. Life happens and anyone can miss or be late making a credit card or loan payment. What you do after you are late or miss a credit card or loan payment can make a […]
Read MoreMost adults know the importance of credit. We know that without good or decent credit you can almost kiss many of your dreams good bye. You need credit to buy a home and cars you cannot afford to buy with cash. Every day young people are becoming adults and asking, “How do I build credit?” […]
Read MoreWhat do a report card and a credit report have in common? A credit report is like a report card for your credit and your credit score is is like your grade for your credit. Lenders review your credit report to determine whether or not to extend credit to you and at what interest rate. […]
Read More“I don’t know where my money is going!” Have you ever said this before? One of my coaching clients came to me with this common complaint. He had a six figure income, but he was having trouble paying his bills. He saw his money coming in, but he did not see where it was going. […]
Read MoreGod and money make many people think about tithing. Tithing is the practice of giving 10% of your income to the church. The second thing we think about is the scripture Malachi 3:8 – 10. Many Christians can quote these verses by heart because they have heard them so many times in church. Especially during […]
Read MoreThe messages we heard and/or saw when we were children had the ability to shape us, make us, and/or break us. Some of the messages were positive, while others were negative. Here are examples of some money messages: I’ll never have enough money. When I’m feeling down or bored, I go shopping. If I have […]
Read MoreEveryone has made or will make a mistake and/or has done something that they regret when it comes to money. You have gotten yourself into a bind as a result of bad decisions and/or mismanagement. The situations may be different but the mistakes all had one thing in common. They all began with a decision. […]
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