The Beginning of the End of Your Money Problems
Problems. We all have problems. Many of us know what it’s like to have money problems. Often, money problems are caused by lack of financial education, overspending, over use of credit, lack of savings, impulsive spending, gambling and other forms of money mismanagement Having problems is not the issue. What matters is what we do about the problems.
One thing we can do about our money problems is to get some help. Many of us know that we need help, but we are hesitant and/or afraid to ask for help for various reasons. Shame and pride are two of the main reasons why people are reluctant to seek help. They ask, “Who can I talk to?”, “What will they say?”, “Will they judge me?”, etc. These are all valid questions, but they should not keep you from seeking help for your money problems.
Help can be found in various ways. You can read books to learn how to manage your money. You can attend a financial education or money management course or seminar. You can reach out to a friend, acquaintance or family member who knows how to manage money to get tips and/or advice. You can also work with a financial coach to help you to create a plan and to hold you accountable.
Everyone does not need the same solution. Use what works for you. It might be hard to decide to choose the options that require one on one interaction. But if those are the options that work for you, then get the help you need. Shame and pride don’t lead to solutions. Overcoming shame and pride is the beginning of the end of your money problems. All the best.
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