Category: Budgeting

It’s All In Your Mind

Fear. Worry. Anxiety. Regret. These are powerful emotions that all of us experience. The difficult thing to determine is whether or not those emotions are real or not. How many times have you heard the phrase, “It’s all in your mind”? Meaning, it’s not real. It’s just your imagination. Sometimes that is true but other […]

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What’s Your Plan?

Many people think more money is the solution to their financial problems. Some of them do need to increase their income in order to make up for the deficit between their income and expenses. Unfortunately, when many people get more money, they go through it quickly and do not use it for the purpose intended. […]

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5 Fundamentals Parents Need for Financial Success

Parenting is not easy. In fact, it has been said that “parenting is not for cowards.” I can attest to that being a parent of three adult children. Parents often put their needs on the back burner to take care of the needs of their children. Often that means forgetting about planning for the future. […]

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Accomplish Your Goals With Discipline

There are certain things you need to do in order to reach your financial goals. In fact, many of us have heard these things over and over again. Pay your bills on time. Spend less than you earn. Save money for emergencies. Invest money for retirement. Limit use of credit and pay off your debt. […]

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Stop Talking About It And Be About It

“One day I am going to make a budget.” “One day I am going to start saving for retirement.” “One day I am going to stop spending so much money eating out.” How many times have you said either of those statements? Many of us have plans to do the things that we know are […]

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Raising Money Smart Kids

One of the main reasons why so many people have trouble managing their money is because nobody showed them how. They were not taught at home, at school, or at church. Unfortunately, they were taught how not to manage their money and most ended up in a financial mess. Because of this reality, it is […]

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Wedding Day Debt

Statistics show that the average cost of an American wedding is between $25,500 and $33,000. It’s no surprise that a lot of couples are going into to debt. In fact, statistics show that 74% of couples go into debt to get married. Now, there’s a wedding loan out there that does not help matters. A […]

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What’s Your Payday Plan?

Friday is payday for a lot of people. That means different things for everyone, including an instant deduction and reduction because of NSF Fees. For some it means getting caught up on late bills. For others it means splurging because they have been living on next to nothing for the past few days. While for […]

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Be Prepared For Opportunities

Whitney M. Young, Jr. said, “It is better to be prepared for an opportunity and not have one than to have an opportunity and not be prepared.” So often people decide to get their money or credit right when they want to buy a house. That is not a bad thing. However, when asked when […]

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What Would You Do If…?

How many times have you been asked the question, “What would you do if you won the lottery?” or “What would you do if you got $1,000,000?” Just the thought of that much money may have your mind reeling right now. Your imagination is running wild with the possibilities. Well, what would you do? Sometimes […]

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