Category: Budgeting

Wedding Day Debt

Statistics show that the average cost of an American wedding is between $25,500 and $33,000. It’s no surprise that a lot of couples are going into to debt. In fact, statistics show that 74% of couples go into debt to get married. Now, there’s a wedding loan out there that does not help matters. A […]

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Wedding Day Dollars

People choose their wedding dates for different reasons and get choose to have their weddings every month of the year. However, January is the least popular month and October is the most popular month with September and August close behind. As we think about weddings two words come to mind, love and money. Based on […]

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What’s Your Payday Plan?

Friday is payday for a lot of people. That means different things for everyone, including an instant deduction and reduction because of NSF Fees. For some it means getting caught up on late bills. For others it means splurging because they have been living on next to nothing for the past few days. While for […]

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Be Prepared For Opportunities

Whitney M. Young, Jr. said, “It is better to be prepared for an opportunity and not have one than to have an opportunity and not be prepared.” So often people decide to get their money or credit right when they want to buy a house. That is not a bad thing. However, when asked when […]

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What Would You Do If…?

How many times have you been asked the question, “What would you do if you won the lottery?” or “What would you do if you got $1,000,000?” Just the thought of that much money may have your mind reeling right now. Your imagination is running wild with the possibilities. Well, what would you do? Sometimes […]

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Dirty Little Secret – Part 3

  Victims of financial abuse are made financially dependent on and by their abusers, then the rug is pulled out from under them. Usually, the rug is pulled out when they or their spouse or partner leaves. Unfortunately, this is the point when the victim discovers that they have been left holding the bag that […]

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Refund Jackpot

Tax refund season has been called several things including, Christmas in March and the poor peoples lottery, among other things. Remember, “poor” is not just related to the amount of your income but is also a mindset. Several people are used to getting tax refunds of over $5,000 every year and go on shopping sprees […]

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Patience = Savings

“Expect the unexpected to happen”. If you  read my blog regularly, then this is not the first time you have read this. Still, it is understandable but unfortunate that several people are not prepared for the unexpected. While there is another group of people who may be robbing Peter to pay Paul before and during […]

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Trust The Process

Many people want results associated with financial success, but they do not want to go through the process. No matter what the goal, there is always a shortcut. But shortcuts can lead to less than the desired results. People like to take shortcuts so they can do less work. If doing less work means working […]

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It’s OK To Have Some Fun!

I have said it before, and I will say it again, “Everyone values money differently.” It is just a fact. Today I would like to talk about those who value money for security. They would have PINK as their “Money Color“. They are more likely to have family members and friends come to them for loans. Also, […]

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