Payday?! What’s Your Plan?

Payday?! What’s Your Plan?


Is today is payday for you? Payday means different things for everyone, including an instant deduction and reduction because of NSF Fees. For some it means getting caught up on late bills. For others it means splurging because they have been living on next to nothing for the past few days. While for others it means sticking to their plans to reach their financial goals.

Many people are living without a plan and as a result, they are living paycheck to paycheck and/or struggling financially. A plan usually includes a budget to help you determine and understand where your money is going. There are many thoughts about how you should allocate your money to reach your goals. One is 70/10/10/10. 70% for expenses. 10% for charitable giving. 10% for savings. And 10% for investing (including retirement).

If your payday does not include a plan that you are happy with or one that leaves you ahead of the game, then it might be time to change. Of course, you can always wait until next month. Just don’t let next month turn into next year. Remember, a goal without a plan is just a wish. If today is payday for you, then I wish you all the best. What’s your plan?

Click here to buy a copy of my ebook: Money Management 101. Learn to budget, set goals, and turn your money life around. Buy it for yourself or give it as a gift.


Leave a Reply

Your email address will not be published.

Message *
Email *