Wait And Win With Your Money
Waiting is not something a lot of people like to do. We live in a world where most people want things right now. And in most cases they can get what they want right now. However, just because you can get it now does not mean that it is always best for you. Especially, when it comes to your finances. Unfortunately, impatience has lead to increased debt, sleepless nights, and many headaches for several people.
A credit card still represents freedom for a lot of people. One of the reasons is because a credit card allows you to make purchases even when you don’t have the money to pay for them. There is a sense of freedom to do what you want and when you want to do it. Or to buy what you want to buy when you want to buy it. It feels like freedom but is it really freedom?
Without a credit card you might think twice about making a purchase if you did not have the money to pay for the item you want. Some would choose to buy the item with money set aside for bills and worry about the consequences later. While others would choose to wait until they have the extra money to make the purchase. More people are making the first choice because they are impatient and/or do not have a budget to help them to manage their money.
With or without a credit card, you have to decide whether or not you want to wait to buy something you cannot afford right now. The choice is yours. Do you want less debt or more debt? Do you want to spend according to a plan and wait a week, a month, or even a year to buy the things you want? Or do you want to get the things you want right now and wonder how your bills are going to be paid? Waiting might not sound like fun, but I believe that you will be happier and more satisfied if you do. The choice is yours. All the best.
Click here to buy a copy of my ebook: Money Management 101