We all have had family and/or friends ask for favors related to money. They ask because they know that you are responsible with your money. Or at least you have more money than they do. One of the most common favors is to ask to borrow money…with a promise of quick repayment. You decide whether […]
Read MoreProblems. We all have problems. Many of us know what it’s like to have money problems. Often, money problems are caused by lack of financial education, overspending, over use of credit, lack of savings, impulsive spending, gambling and other forms of money mismanagement Having problems is not the issue. What matters is what we do […]
Read MoreEveryone has a story. Here is one of mine. What do pawn shops, watches, and Christmas have to do with each other? Let me tell you. Right before my 24th birthday in December 1989 I had a wife, we had a new born daughter, and we were broke. Finances are very personal and can cause […]
Read MoreThe messages we heard and/or saw when we were children had the ability to shape us, make us, and/or break us. Some of the messages were positive, while others were negative. Here are examples of some money messages: I’ll never have enough money. When I’m feeling down or bored, I go shopping. If I have […]
Read MoreHave you ever been asked for money? If not, then you are one of the few people who have not had this ‘pleasure’. Family, friends, associates, and even enemies ask for money. And to make it worse, they keep asking and you keep giving. Even if you don’t have it to spare. I believe it […]
Read MoreWhen many people think about marriage they think about love and romance. They have plans and goals. They are looking forward to starting a life together. One of the last things on your mind – well, maybe at the back of your mind – is money. However, money is one of the leading causes of […]
Read MoreI would like to wish you and your family a Merry Christmas and a Happy New Year! There can be a lot of emotions during the holidays for various reasons. People experience joy, gratitude, love, etc. They also experience sadness, grief, depression, regret, etc. In the midst of your personal emotions, I hope […]
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