Category: Relationships

The Beginning of the End of Your Money Problems

Problems. We all have problems. Many of us know what it’s like to have money problems. Often, money problems are caused by lack of financial education, overspending, over use of credit, lack of savings, impulsive spending, gambling and other forms of money mismanagement¬† Having problems is not the issue. What matters is what we do […]

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Pawn Shops, Watches, and Christmas

Everyone has a story. Here is one of mine. What do pawn shops, watches, and Christmas have to do with each other? Let me tell you. Right before my 24th birthday in December 1989 I had a wife, we had a new born daughter, and we were broke. Finances are very personal and can cause […]

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Money Messages – How Are They Affecting You?

The messages we heard and/or saw when we were children had the ability to shape us, make us, and/or break us. Some of the messages were positive, while others were negative. Here are examples of some money messages: I’ll never have enough money. When I’m feeling down or bored, I go shopping. If I have […]

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It’s OK To Say No

Have you ever been asked for money? If not, then you are one of the few people who have not had this ‘pleasure’. Family, friends, associates,¬† and even enemies ask for money. And to make it worse, they keep asking and you keep giving. Even if you don’t have it to spare. I believe it […]

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Money Talk – A Budgeting Date

When many people think about marriage they think about love and romance. They have plans and goals. They are looking forward to starting a life together. One of the last things on your mind – well, maybe at the back of your mind – is money. However, money is one of the leading causes of […]

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Merry Christmas and Happy New Year!

I would like to wish you and your family a Merry Christmas and a Happy New Year! There can be a lot of emotions during the holidays for various reasons. People experience joy, gratitude, love, etc. They also experience sadness, grief, depression, regret, etc.     In the midst of your personal emotions, I hope […]

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Your Money and Your Life

We know there are money personalities. In fact everyone has one. Just like everyone has a personality. Some personalities are appealing, while others are unappealing. While your money personality shows how you value money and ultimately how you end up managing your money, your personality type shows how you look at the world and act […]

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Warning: Cosigning Can Be Hazardous To Your Credit

Everyone needs a little help at some time in their life. Sometimes that help is financial and we need some money. Other times we just need someone to vouch for us. One way you can vouch for someone is to be a cosigner for them on a loan. If you have not been asked to […]

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Wedding Day Debt

Statistics show that the average cost of an American wedding is between $25,500 and $33,000. It’s no surprise that a lot of couples are going into to debt. In fact, statistics show that 74% of couples go into debt to get married. Now, there’s a wedding loan out there that does not help matters. A […]

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Cheating With Money – Part 2

Although money is a major part of every relationship, it is still common for both spouses to have different views. These different views can lead to financial infidelity. However, there is still hope for couples to prevent it or to resolve the issues around it. First, you have to know what to look for, what […]

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