Was your New Year’s resolution to save more money or to reduce your debt? Are you making your regular savings deposits? Are you making your debt payments on time and not adding more debt to your current balances? If so, keep up the good work! You are definitely the exception. According to statistics approximately 80% […]
Read MoreVictims of financial abuse are made financially dependent on and by their abusers, then the rug is pulled out from under them. Usually, the rug is pulled out when they or their spouse or partner leaves. Unfortunately, this is the point when the victim discovers that they have been left holding the bag that […]
Read MoreFinancial abuse usually begins subtly. It might feel like love and concern or that you are being taken care of at first because your spouse or partner is taking care of all of the finances. However, over time the abuser “turns up the heat” and things start to feel different. It is similar to the […]
Read MoreDid you know that one in four women or 25% will be a victim of domestic violence in her lifetime? What does that have to do with personal finance? 99% of those victims said that financial abuse was one of the main reasons they stayed in or returned to an abusive relationship. Wow! This means […]
Read MoreMany people love a good sale. 20% Off, 50% Off, Red Tag Sale, Garage Sale, etc. A sale is a sale! Some of the reasons people love sales are they love the feeling that they are getting a gift, pulling a fast one on the seller, or they love to save money. Who really benefits […]
Read MorePersonal finances can seem like calculus to many people. This feeling is not based on the level of education one has attained or their income level. It is based on their relationship with money. If you feel insecure about your relationship with money, then you can feel lost and afraid. Here are some characteristics of […]
Read MoreLove is a beautiful thing and weddings can be the most spectacular events. Unfortunately, love and weddings do not always lead to a marriage that ends happily ever after. In fact, statistics show that 40% – 50% of first marriages in the U.S., 60% of second marriages in the U.S., and 70% of third marriages […]
Read MoreWhy do you value money the way you do? Why do you view it like you do? What does money mean to you? Have you ever thought about that? Whether or not you have thought about it, each of us sees money differently. But they way we view, value, and define money is usually broken […]
Read MoreMost of us were never taught how to manage money. That is why so many of us have made so many mistakes when it comes to money. We spent more than we made. We never started saving. We abused and overused credit. We did not participate in an individual or employer sponsored retirement plans. And […]
Read MoreThe principles for borrowing money from someone you know are the same as the principles for borrowing money from a bank. You ask for a loan, they give you the money, and you pay them back – when you said you would. The person you know and the bank both hope it will go in […]
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