Most of us were never taught how to manage money. That is why so many of us have made so many mistakes when it comes to money. We spent more than we made. We never started saving. We abused and overused credit. We did not participate in an individual or employer sponsored retirement plans. And […]
Read MoreThe principles for borrowing money from someone you know are the same as the principles for borrowing money from a bank. You ask for a loan, they give you the money, and you pay them back – when you said you would. The person you know and the bank both hope it will go in […]
Read MoreIn my opinion, there are two types of Bankers, Relationship Oriented and Sales Oriented. If I asked you which one you would choose, most of you would probably say “Relationship Oriented.” Who wouldn’t want a Relationship over Sales? It even sounds better. Sales Oriented Bankers know that, so many of them put on a disguise […]
Read MoreIn my humble opinion, “Until Death Do You Part” is associated with marriage and not other romantic relationships. What am I talking about you may ask? Sometimes boyfriends and girlfriends think they will be together forever, so they give each other privileges that I think should be reserved for marriage when there is a more […]
Read MoreIt has always been important to protect your Social Security Number (SSN). It has become even more important with the increase in identity theft. You should keep your Social Security Card in a safe place, away from unsuspecting eyes, unless you need to have it for a specific purpose such as employment, account opening, or […]
Read MoreGraying hair, increased wrinkles, and slower steps are signs of aging and cause many to give more respect. Unfortunately, for others they are signs of vulnerability and opportunity. According to research millions of seniors are targeted for financial scams every year. That is so sad. There are several scams they fall prey to including funerals, […]
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