There are certain things you need to do in order to reach your financial goals. In fact, many of us have heard these things over and over again. Pay your bills on time. Spend less than you earn. Save money for emergencies. Invest money for retirement. Limit use of credit and pay off your debt. […]
Read MoreMoney and Money Management are very important and very popular topics. People either don’t save enough, have too much debt, and want/need more money. When people finally decide to do something about their financial situation, they want to dive right in. Unfortunately, they do not always know where to begin. As a result, they start […]
Read MoreWho, What, Why, When, Where, and How? All questions begin with one, if not all of these words. Do you remember the last time you asked a question about your finances? Who is covered on my policy? What is my interest rate? Why am I paying that fee? When is the next payment due? Where […]
Read MoreI meant to do it, but I forgot. We have so many things going on in our lives that it is no wonder that sometimes we forget to do some things that are on our on our to do lists. Unfortunately, we can do the same thing with our financial goals. At the beginning of […]
Read More“One day I am going to make a budget.” “One day I am going to start saving for retirement.” “One day I am going to stop spending so much money eating out.” How many times have you said either of those statements? Many of us have plans to do the things that we know are […]
Read MoreOne of the main reasons why so many people have trouble managing their money is because nobody showed them how. They were not taught at home, at school, or at church. Unfortunately, they were taught how not to manage their money and most ended up in a financial mess. Because of this reality, it is […]
Read MoreWe know there are money personalities. In fact everyone has one. Just like everyone has a personality. Some personalities are appealing, while others are unappealing. While your money personality shows how you value money and ultimately how you end up managing your money, your personality type shows how you look at the world and act […]
Read MoreCollege students, college graduates, and their parents all know what FAFSA is. If you or your child will need financial aid to attend college, then you should become familiar with it too. FAFSA stands for Free Application for Financial Student Aid. It is a form completed by current and prospective college students (undergraduate and graduate) […]
Read MoreEveryone needs a little help at some time in their life. Sometimes that help is financial and we need some money. Other times we just need someone to vouch for us. One way you can vouch for someone is to be a cosigner for them on a loan. If you have not been asked to […]
Read MoreStatistics show that the average cost of an American wedding is between $25,500 and $33,000. It’s no surprise that a lot of couples are going into to debt. In fact, statistics show that 74% of couples go into debt to get married. Now, there’s a wedding loan out there that does not help matters. A […]
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