April is National Financial Literacy Month. It is recognized in the United States to highlight the importance of financial literacy and teach Americans how to establish and to maintain healthy financial habits. Since I am a Financial Coach and a Financial Educator, I know the importance of financial literacy. In fact, I want to make […]
Read MoreWhitney M. Young, Jr. said, “It is better to be prepared for an opportunity and not have one than to have an opportunity and not be prepared.” So often people decide to get their money or credit right when they want to buy a house. That is not a bad thing. However, when asked when […]
Read MoreThere is no excerpt because this is a protected post.
Read MoreHow many times have you been asked the question, “What would you do if you won the lottery?” or “What would you do if you got $1,000,000?” Just the thought of that much money may have your mind reeling right now. Your imagination is running wild with the possibilities. Well, what would you do? Sometimes […]
Read MoreWas your New Year’s resolution to save more money or to reduce your debt? Are you making your regular savings deposits? Are you making your debt payments on time and not adding more debt to your current balances? If so, keep up the good work! You are definitely the exception. According to statistics approximately 80% […]
Read MoreVictims of financial abuse are made financially dependent on and by their abusers, then the rug is pulled out from under them. Usually, the rug is pulled out when they or their spouse or partner leaves. Unfortunately, this is the point when the victim discovers that they have been left holding the bag that […]
Read MoreFinancial abuse usually begins subtly. It might feel like love and concern or that you are being taken care of at first because your spouse or partner is taking care of all of the finances. However, over time the abuser “turns up the heat” and things start to feel different. It is similar to the […]
Read MoreDid you know that one in four women or 25% will be a victim of domestic violence in her lifetime? What does that have to do with personal finance? 99% of those victims said that financial abuse was one of the main reasons they stayed in or returned to an abusive relationship. Wow! This means […]
Read MoreTax refund season has been called several things including, Christmas in March and the poor peoples lottery, among other things. Remember, “poor” is not just related to the amount of your income but is also a mindset. Several people are used to getting tax refunds of over $5,000 every year and go on shopping sprees […]
Read More“Expect the unexpected to happen”. If you read my blog regularly, then this is not the first time you have read this. Still, it is understandable but unfortunate that several people are not prepared for the unexpected. While there is another group of people who may be robbing Peter to pay Paul before and during […]
Read More