Most adults know the importance of credit. We know that without good or decent credit you can almost kiss many of your dreams good bye. You need credit to buy a home and cars you cannot afford to buy with cash. Every day young people are becoming adults and asking, “How do I build credit?” […]
Read MoreWhat do a report card and a credit report have in common? A credit report is like a report card for your credit and your credit score is is like your grade for your credit. Lenders review your credit report to determine whether or not to extend credit to you and at what interest rate. […]
Read More“I don’t know where my money is going!” Have you ever said this before? One of my coaching clients came to me with this common complaint. He had a six figure income, but he was having trouble paying his bills. He saw his money coming in, but he did not see where it was going. […]
Read MoreGod and money make many people think about tithing. Tithing is the practice of giving 10% of your income to the church. The second thing we think about is the scripture Malachi 3:8 – 10. Many Christians can quote these verses by heart because they have heard them so many times in church. Especially during […]
Read MoreThe messages we heard and/or saw when we were children had the ability to shape us, make us, and/or break us. Some of the messages were positive, while others were negative. Here are examples of some money messages: I’ll never have enough money. When I’m feeling down or bored, I go shopping. If I have […]
Read MoreEveryone has made or will make a mistake and/or has done something that they regret when it comes to money. You have gotten yourself into a bind as a result of bad decisions and/or mismanagement. The situations may be different but the mistakes all had one thing in common. They all began with a decision. […]
Read MoreHave you ever been asked for money? If not, then you are one of the few people who have not had this ‘pleasure’. Family, friends, associates, and even enemies ask for money. And to make it worse, they keep asking and you keep giving. Even if you don’t have it to spare. I believe it […]
Read MoreMost, if not all, of us want to make a positive change in our lives. This is not new information. In fact, most of us have all of the information we need to make the change. We have watched videos, listened to speakers, and talked it over with more than one other person. Yet, we […]
Read MoreEpidemic – definition: a widespread occurrence of an infectious disease in a community at a particular time. We all know what it’s like to be in the midst of an epidemic. So many people are getting infected, while others are trying to avoid getting sick. People usually get infected by participating in activities with or […]
Read MoreWhen many people think about marriage they think about love and romance. They have plans and goals. They are looking forward to starting a life together. One of the last things on your mind – well, maybe at the back of your mind – is money. However, money is one of the leading causes of […]
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