Waiting is not something a lot of people like to do. We live in a world where most people want things right now. And in most cases they can get what they want right now. However, just because you can get it now does not mean that it is always best for you. Especially, when […]
Read MoreEveryone has a story. Here is one of mine. What do pawn shops, watches, and Christmas have to do with each other? Let me tell you. Right before my 24th birthday in December 1989 I had a wife, we had a new born daughter, and we were broke. Finances are very personal and can cause […]
Read MoreThere are some people who love a good sale. They have plans about what to do, how to handle the sale, how many items to buy, who to tell, etc. Sometimes when they make purchases from a sale, they actually use the item or product they purchase. Often, it does not matter whether or not […]
Read MoreThe coronavirus pandemic has caused many of us to change the way we lived. Masks, sanitizers, social distancing, etc. Life has changed and we are adjusting to a new normal. Part of the change includes many people struggling financially because they have lost their jobs, business has decreased, or they needed to leave their employment […]
Read MoreMany people who have much less than perfect credit and want to realize one of their life long dreams of a major purchase are anxious to get their credit repaired. Many of those same people become targets of individuals and businesses who prey on people in that position. If you are one of those people […]
Read MoreIf paying your bills on time is not important to you, then you need to make it important to you. Life happens and anyone can miss or be late making a credit card or loan payment. What you do after you are late or miss a credit card or loan payment can make a […]
Read MoreMost adults know the importance of credit. We know that without good or decent credit you can almost kiss many of your dreams good bye. You need credit to buy a home and cars you cannot afford to buy with cash. Every day young people are becoming adults and asking, “How do I build credit?” […]
Read MoreWhat do a report card and a credit report have in common? A credit report is like a report card for your credit and your credit score is is like your grade for your credit. Lenders review your credit report to determine whether or not to extend credit to you and at what interest rate. […]
Read More“I don’t know where my money is going!” Have you ever said this before? One of my coaching clients came to me with this common complaint. He had a six figure income, but he was having trouble paying his bills. He saw his money coming in, but he did not see where it was going. […]
Read MoreGod and money make many people think about tithing. Tithing is the practice of giving 10% of your income to the church. The second thing we think about is the scripture Malachi 3:8 – 10. Many Christians can quote these verses by heart because they have heard them so many times in church. Especially during […]
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