In the Money Color Survey, found here, if your Money Color is Blue, money is valued for pampering or treating oneself. You are less likely to have a reason for spending, less likely to have a spending plan, and less likely to have savings you can stick to. They are also more likely to shop […]
Read MoreTrick question. It’s never too early to start saving. With that in mind, here are some tips and strategies to help you build your holiday shopping nest egg. It’s almost spooky Halloween time which means it’s almost Thanksgiving time which means it’s almost time for both of those times to be ignored in favor of […]
Read MoreFor the most part, things that bounce are really fun. But when it comes to bouncing checks, there’s no fun in sight. Fall is underway! Sometimes when things fall, they land with a thud. But other times, they bounce, buddy! And one of those things that can bounce is a check. But what exactly does […]
Read MoreBy ELYSSA KIRKHAM / GOBANKINGRATES May 6, 2016 Many Americans are clearly not experts at managing their own finances and end up broke month after month. The cycle of overspending leaves them poor, even if their income means they are considered well above the poverty line. A third of higher-income households — those that bring in […]
Read MorePrioritizing is an important part of budgeting and money management. There are several choices you have to make and steps you have to take. It’s up to you to decide which step to take first. It’s also up to you to decide whether or not to follow the steps and order laid out by an […]
Read MoreLove is a beautiful thing and weddings can be the most spectacular events. Unfortunately, love and weddings do not always lead to a marriage that ends happily ever after. In fact, statistics show that 40% – 50% of first marriages in the U.S., 60% of second marriages in the U.S., and 70% of third marriages […]
Read MoreWhy do you value money the way you do? Why do you view it like you do? What does money mean to you? Have you ever thought about that? Whether or not you have thought about it, each of us sees money differently. But they way we view, value, and define money is usually broken […]
Read MoreAccording to Merriam-Webster, illusion is defined as a misleading image presented to the vision or something that deceives or misleads intellectually. When it comes to money, many people are portraying an illusion. They are portraying an image that they have a lot of money and that everything is financially OK with them. You could never tell by […]
Read MoreMost of us were never taught how to manage money. That is why so many of us have made so many mistakes when it comes to money. We spent more than we made. We never started saving. We abused and overused credit. We did not participate in an individual or employer sponsored retirement plans. And […]
Read MoreUsually when I do financial education seminars or classes most of the attendees are over 40 years old unless the seminar is specifically for students and/or a young audience. I have nothing against the older attendees because the information I present is relevant for all age groups. However, I wish more young people would attend […]
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