Friday is payday for a lot of people. That means different things for everyone, including an instant deduction and reduction because of NSF Fees. For some it means getting caught up on late bills. For others it means splurging because they have been living on next to nothing for the past few days. While for […]
Read MoreApril is National Financial Literacy Month. It is recognized in the United States to highlight the importance of financial literacy and teach Americans how to establish and to maintain healthy financial habits. Since I am a Financial Coach and a Financial Educator, I know the importance of financial literacy. In fact, I want to make […]
Read MoreWhitney M. Young, Jr. said, “It is better to be prepared for an opportunity and not have one than to have an opportunity and not be prepared.” So often people decide to get their money or credit right when they want to buy a house. That is not a bad thing. However, when asked when […]
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Read MoreHow many times have you been asked the question, “What would you do if you won the lottery?” or “What would you do if you got $1,000,000?” Just the thought of that much money may have your mind reeling right now. Your imagination is running wild with the possibilities. Well, what would you do? Sometimes […]
Read MoreVictims of financial abuse are made financially dependent on and by their abusers, then the rug is pulled out from under them. Usually, the rug is pulled out when they or their spouse or partner leaves. Unfortunately, this is the point when the victim discovers that they have been left holding the bag that […]
Read MoreFinancial abuse usually begins subtly. It might feel like love and concern or that you are being taken care of at first because your spouse or partner is taking care of all of the finances. However, over time the abuser “turns up the heat” and things start to feel different. It is similar to the […]
Read MoreTax refund season has been called several things including, Christmas in March and the poor peoples lottery, among other things. Remember, “poor” is not just related to the amount of your income but is also a mindset. Several people are used to getting tax refunds of over $5,000 every year and go on shopping sprees […]
Read MoreShame is a word that many of us are familiar with as it relates to money. In fact, more of us can relate to the feelings of shame around money. There is shame about not making enough, spending too much, saving too little, not knowing how to invest, and on and on. Wow! That can […]
Read MoreKnowing your “Money Color” will help you better understand how you value money. Most people will be able to identify with some aspect of all of the Money Colors. If that is the case, then you may have competing money values. However, the one you identify with the most is considered your dominant Money Color. Your […]
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