Tag: Credit

Credit Repair: Don’t Believe The Hype!

Many people who have much less than perfect credit and want to realize one of their life long dreams of a major purchase are anxious to get their credit repaired. Many of those same people become targets of individuals and businesses who prey on people in that position. If you are one of those people […]

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Missed and Late Payments Are A Big Deal!

  If paying your bills on time is not important to you, then you need to make it important to you. Life happens and anyone can miss or be late making a credit card or loan payment. What you do after you are late or miss a credit card or loan payment can make a […]

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How To Build Credit The Safe Way

Most adults know the importance of credit. We know that without good or decent credit you can almost kiss many of your dreams good bye. You need credit to buy a home and cars you cannot afford to buy with cash. Every day young people are becoming adults and asking, “How do I build credit?” […]

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Report Card for Your Credit

What do a report card and a credit report have in common? A credit report is like a report card for your credit and your credit score is is like your grade for your credit. Lenders review your credit report to determine whether or not to extend credit to you and at what interest rate. […]

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The Debt Epidemic

Epidemic – definition: a widespread occurrence of an infectious disease in a community at a particular time. We all know what it’s like to be in the midst of an epidemic. So many people are getting infected, while others are trying to avoid getting sick. People usually get infected by participating in activities with or […]

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Money Talk – A Budgeting Date

When many people think about marriage they think about love and romance. They have plans and goals. They are looking forward to starting a life together. One of the last things on your mind – well, maybe at the back of your mind – is money. However, money is one of the leading causes of […]

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Merry Christmas and Happy New Year!

I would like to wish you and your family a Merry Christmas and a Happy New Year! There can be a lot of emotions during the holidays for various reasons. People experience joy, gratitude, love, etc. They also experience sadness, grief, depression, regret, etc.     In the midst of your personal emotions, I hope […]

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