God and money make many people think about tithing. Tithing is the practice of giving 10% of your income to the church. The second thing we think about is the scripture Malachi 3:8 – 10. Many Christians can quote these verses by heart because they have heard them so many times in church. Especially during […]
Read MoreMost, if not all, of us want to make a positive change in our lives. This is not new information. In fact, most of us have all of the information we need to make the change. We have watched videos, listened to speakers, and talked it over with more than one other person. Yet, we […]
Read MoreEpidemic – definition: a widespread occurrence of an infectious disease in a community at a particular time. We all know what it’s like to be in the midst of an epidemic. So many people are getting infected, while others are trying to avoid getting sick. People usually get infected by participating in activities with or […]
Read MoreWhen many people think about marriage they think about love and romance. They have plans and goals. They are looking forward to starting a life together. One of the last things on your mind – well, maybe at the back of your mind – is money. However, money is one of the leading causes of […]
Read MoreWhen potential clients meet with me, overspending is commonly identified as one of the major obstacles keeping people from achieving their financial goals. They do not know where their money is going. Although they make decent money, they are convinced that they need to make more to solve their money problems. Before you decide where […]
Read MoreSaving is an important part of money management. It should be a part of everyone’s plan. However, saving is also very challenging for many. “How can I save when I don’t have enough money to pay my bills?” is a valid question that many ask. Debt and spending are two major obstacles people face as they […]
Read MoreWe all have been in situations where we have relapsed. We fell off of the proverbial wagon and returned to behavior that we forsook for a better way of life. Whatever the reason – temptation, pride, weakness, etc. we decided go against our better judgement and not follow our plan. This can happen with money […]
Read MoreHow long does it take to pay off $3,562 in loans if you are paying $1,318 per month in payments? 8 months if your Annual Percentage Rate (APR) is between 331% and 575%! Unbelievable, right?! One of my clients was paying those amounts. Every month he was paying $1,318 ($659 per check). Most of the […]
Read MoreMany people think more money is the solution to their financial problems. Some of them do need to increase their income in order to make up for the deficit between their income and expenses. Unfortunately, when many people get more money, they go through it quickly and do not use it for the purpose intended. […]
Read MoreI would like to wish you and your family a Merry Christmas and a Happy New Year! There can be a lot of emotions during the holidays for various reasons. People experience joy, gratitude, love, etc. They also experience sadness, grief, depression, regret, etc. In the midst of your personal emotions, I hope […]
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