Category: Retirement

Waste Not, Want Not

Many of us are familiar with the proverb that says, “waste not, want not.” Those who are not familiar with it might be wondering what it means. The premise is that if you use your money and/or resources wisely, then you will never be in need. According the the IRS the average income tax refund […]

Read More

It’s OK To Have Some Fun!

I have said it before, and I will say it again, “Everyone values money differently.” It is just a fact. Today I would like to talk about those who value money for security. They would have PINK as their “Money Color“. They are more likely to have family members and friends come to them for loans. Also, […]

Read More

Invest in Yourself Instead of Stuff

In the Money Color Survey, found here, if your Money Color is Blue, money is valued for pampering or treating oneself. You are less likely to have a reason for spending, less likely to have a spending plan, and less likely to have savings you can stick to. They are also more likely to shop […]

Read More

23 Reasons Why You’ll Always Be Broke

By ELYSSA KIRKHAM / GOBANKINGRATES May 6, 2016 Many Americans are clearly not experts at managing their own finances and end up broke month after month. The cycle of overspending leaves them poor, even if their income means they are considered well above the poverty line. A third of higher-income households — those that bring in […]

Read More

Remember To Take Care of Yourself

Prioritizing is an important part of budgeting and money management. There are several choices you have to make and steps you have to take. It’s up to you to decide which step to take first. It’s also up to you to decide whether or not to follow the steps and order laid out by an […]

Read More

$500 Today or a Penny Today…?

Often when I do Financial Education workshops, I will start off with an ice breaker to get the attendees engaged and thinking about the subject matter I am about to present. I enjoy using a particular ice breaker that has to do with choices. I put a slide from a PowerPoint presentation on the screen […]

Read More

Free Money for Retirement

Retirement is right around the corner for many people, but unfortunately they are not financially prepared to stop working. The thought of retirement has become a dream or a risky proposition instead of a reward for all the years they spent working. Retirement is 25, 30, or 40 years away for many other people, and […]

Read More