“One day I am going to make a budget.” “One day I am going to start saving for retirement.” “One day I am going to stop spending so much money eating out.” How many times have you said either of those statements? Many of us have plans to do the things that we know are […]
Read MoreFriday is payday for a lot of people. That means different things for everyone, including an instant deduction and reduction because of NSF Fees. For some it means getting caught up on late bills. For others it means splurging because they have been living on next to nothing for the past few days. While for […]
Read MoreMany of us are familiar with the proverb that says, “waste not, want not.” Those who are not familiar with it might be wondering what it means. The premise is that if you use your money and/or resources wisely, then you will never be in need. According the the IRS the average income tax refund […]
Read MoreHow many times have you been asked the question, “What would you do if you won the lottery?” or “What would you do if you got $1,000,000?” Just the thought of that much money may have your mind reeling right now. Your imagination is running wild with the possibilities. Well, what would you do? Sometimes […]
Read MoreWas your New Year’s resolution to save more money or to reduce your debt? Are you making your regular savings deposits? Are you making your debt payments on time and not adding more debt to your current balances? If so, keep up the good work! You are definitely the exception. According to statistics approximately 80% […]
Read MoreVictims of financial abuse are made financially dependent on and by their abusers, then the rug is pulled out from under them. Usually, the rug is pulled out when they or their spouse or partner leaves. Unfortunately, this is the point when the victim discovers that they have been left holding the bag that […]
Read MoreTax refund season has been called several things including, Christmas in March and the poor peoples lottery, among other things. Remember, “poor” is not just related to the amount of your income but is also a mindset. Several people are used to getting tax refunds of over $5,000 every year and go on shopping sprees […]
Read MoreI have said it before, and I will say it again, “Everyone values money differently.” It is just a fact. Today I would like to talk about those who value money for security. They would have PINK as their “Money Color“. They are more likely to have family members and friends come to them for loans. Also, […]
Read MorePersonal finances can seem like calculus to many people. This feeling is not based on the level of education one has attained or their income level. It is based on their relationship with money. If you feel insecure about your relationship with money, then you can feel lost and afraid. Here are some characteristics of […]
Read MoreBy ELYSSA KIRKHAM / GOBANKINGRATES May 6, 2016 Many Americans are clearly not experts at managing their own finances and end up broke month after month. The cycle of overspending leaves them poor, even if their income means they are considered well above the poverty line. A third of higher-income households — those that bring in […]
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