My Experience is Your Gain


Scam Alert! Shopper Beware!

Scams seem like they are becoming more prevalent. Or just when one seems to die down, another one pops up in its place. Scam artists prey on unsuspecting people, so if something seems too good to be true then make sure you ask questions and investigate. Otherwise, you may become the latest victim to a […]

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Rule of 72 a/k/a Banker’s Rule – How Come Nobody Ever Told Me About This?

The Rule of 72 is a concept that has been hidden in plain sight for years. Few people still know about it but bankers have known about it for years! How come banks do not tell you about the rule of 72? All bankers do not know about this rule. In all fairness, I did […]

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Check Registers vs. Online Banking Balance – How Much Money Do You Really Have?

Years ago I learned to do something that I would not appreciate until later. I learned how to use and to complete a check register. Unfortunately, learning how to use it did not help me to learn how to manage my money. It just let me know when I did not have any more money […]

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Life Insurance Beneficiary or Lottery Winner?

One of the saddest things for me to witness is someone who has passed away without life insurance but has a family who could have benefited from life insurance proceeds after the death. While the family is grieving, they have to find enough money to bury their loved one. Sometimes they have to move out […]

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A Fool and His Money

There is scripture that says, “A fool and his money are soon parted.”(Proverbs 21:20 KJV) I am not stating this not to be harsh but to emphasize the importance of Financial Education. Several people, including me, have made foolish decisions about money and finances that we wish we could take back. Unfortunately, there are no […]

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Real Financial Education

Just because I am an Ex-Banker it does not mean that I hate banking or bankers. I spent some of the best years of my life in banking and some of my best friends are bankers. (I love that I got to say that. LOL.)  However, I am also aware of some things related to […]

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