Category: Saving

Waste Not, Want Not

Many of us are familiar with the proverb that says, “waste not, want not.” Those who are not familiar with it might be wondering what it means. The premise is that if you use your money and/or resources wisely, then you will never be in need. According the the IRS the average income tax refund […]

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Be Prepared For Opportunities

Whitney M. Young, Jr. said, “It is better to be prepared for an opportunity and not have one than to have an opportunity and not be prepared.” So often people decide to get their money or credit right when they want to buy a house. That is not a bad thing. However, when asked when […]

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What Would You Do If…?

How many times have you been asked the question, “What would you do if you won the lottery?” or “What would you do if you got $1,000,000?” Just the thought of that much money may have your mind reeling right now. Your imagination is running wild with the possibilities. Well, what would you do? Sometimes […]

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Two Are Better Than One

Was your New Year’s resolution to save more money or to reduce your debt? Are you making your regular savings deposits? Are you making your debt payments on time and not adding more debt to your current balances? If so, keep up the good work! You are definitely the exception. According to statistics approximately 80% […]

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Dirty Little Secret – Part 3

  Victims of financial abuse are made financially dependent on and by their abusers, then the rug is pulled out from under them. Usually, the rug is pulled out when they or their spouse or partner leaves. Unfortunately, this is the point when the victim discovers that they have been left holding the bag that […]

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Refund Jackpot

Tax refund season has been called several things including, Christmas in March and the poor peoples lottery, among other things. Remember, “poor” is not just related to the amount of your income but is also a mindset. Several people are used to getting tax refunds of over $5,000 every year and go on shopping sprees […]

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Patience = Savings

“Expect the unexpected to happen”. If you  read my blog regularly, then this is not the first time you have read this. Still, it is understandable but unfortunate that several people are not prepared for the unexpected. While there is another group of people who may be robbing Peter to pay Paul before and during […]

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It’s OK To Have Some Fun!

I have said it before, and I will say it again, “Everyone values money differently.” It is just a fact. Today I would like to talk about those who value money for security. They would have PINK as their “Money Color“. They are more likely to have family members and friends come to them for loans. Also, […]

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Best Way To Save Money

Many people love a good sale. 20% Off, 50% Off, Red Tag Sale, Garage Sale, etc. A sale is a sale! Some of the reasons people love sales are they love the feeling that they are getting a gift, pulling a fast one on the seller, or they love to save money. Who really benefits […]

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Handle With Care

Personal finances can seem like calculus to many people. This feeling is not based on the level of education one has attained or their income level. It is based on their relationship with money. If you feel insecure about your relationship with money, then you can feel lost and afraid. Here are some characteristics of […]

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