Category: Saving

Refund Jackpot

Tax refund season has been called several things including, Christmas in March and the poor peoples lottery, among other things. Remember, “poor” is not just related to the amount of your income but is also a mindset. Several people are used to getting tax refunds of over $5,000 every year and go on shopping sprees […]

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Patience = Savings

“Expect the unexpected to happen”. If you  read my blog regularly, then this is not the first time you have read this. Still, it is understandable but unfortunate that several people are not prepared for the unexpected. While there is another group of people who may be robbing Peter to pay Paul before and during […]

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It’s OK To Have Some Fun!

I have said it before, and I will say it again, “Everyone values money differently.” It is just a fact. Today I would like to talk about those who value money for security. They would have PINK as their “Money Color“. They are more likely to have family members and friends come to them for loans. Also, […]

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Best Way To Save Money

Many people love a good sale. 20% Off, 50% Off, Red Tag Sale, Garage Sale, etc. A sale is a sale! Some of the reasons people love sales are they love the feeling that they are getting a gift, pulling a fast one on the seller, or they love to save money. Who really benefits […]

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Handle With Care

Personal finances can seem like calculus to many people. This feeling is not based on the level of education one has attained or their income level. It is based on their relationship with money. If you feel insecure about your relationship with money, then you can feel lost and afraid. Here are some characteristics of […]

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Invest in Yourself Instead of Stuff

In the Money Color Survey, found here, if your Money Color is Blue, money is valued for pampering or treating oneself. You are less likely to have a reason for spending, less likely to have a spending plan, and less likely to have savings you can stick to. They are also more likely to shop […]

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Is It Too Early to Start Saving for the Holidays?

Trick question. It’s never too early to start saving. With that in mind, here are some tips and strategies to help you build your holiday shopping nest egg. It’s almost spooky Halloween time which means it’s almost Thanksgiving time which means it’s almost time for both of those times to be ignored in favor of […]

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What Happens When You Bounce a Check?

For the most part, things that bounce are really fun. But when it comes to bouncing checks, there’s no fun in sight. Fall is underway! Sometimes when things fall, they land with a thud. But other times, they bounce, buddy! And one of those things that can bounce is a check. But what exactly does […]

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23 Reasons Why You’ll Always Be Broke

By ELYSSA KIRKHAM / GOBANKINGRATES May 6, 2016 Many Americans are clearly not experts at managing their own finances and end up broke month after month. The cycle of overspending leaves them poor, even if their income means they are considered well above the poverty line. A third of higher-income households — those that bring in […]

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Remember To Take Care of Yourself

Prioritizing is an important part of budgeting and money management. There are several choices you have to make and steps you have to take. It’s up to you to decide which step to take first. It’s also up to you to decide whether or not to follow the steps and order laid out by an […]

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