Many people are interested in investing but do not know how or where to begin. Fortunately, there are many investments available for beginners so there is no excuse not to get started. Since investing is the best way to build wealth, that is good news. Let’s take a look at a few fitting ways to […]
Read MoreThere are many different types of investments including stocks, bonds, real estate, etc. This information does not do you much good unless you know something about them. Let’s take a look at some basic definitions to give a bit more understanding. Stocks are tiny pieces of a company that anyone can buy. Stocks are volatile, […]
Read MoreInvesting is available to everyone but everyone is not ready to start investing. How do you know if you are ready? There are some important things to consider before you invest in anything. First you should look at your debt situation. All debt is not the same. If you have a lot of credit card […]
Read MoreMany people believe that investing is only for rich people. That is not true. It might have been true to some extent 15 years ago but things have changed. Companies and services have made it their mission to make investment options available for everyone, including beginners and those who have just small amounts of money […]
Read MoreHow many times have you been asked the question, “What would you do if you won the lottery?” or “What would you do if you got $1,000,000?” Just the thought of that much money may have your mind reeling right now. Your imagination is running wild with the possibilities. Well, what would you do? Sometimes […]
Read MoreIn the Money Color Survey, found here, if your Money Color is Blue, money is valued for pampering or treating oneself. You are less likely to have a reason for spending, less likely to have a spending plan, and less likely to have savings you can stick to. They are also more likely to shop […]
Read MoreBy ELYSSA KIRKHAM / GOBANKINGRATES May 6, 2016 Many Americans are clearly not experts at managing their own finances and end up broke month after month. The cycle of overspending leaves them poor, even if their income means they are considered well above the poverty line. A third of higher-income households — those that bring in […]
Read MorePrioritizing is an important part of budgeting and money management. There are several choices you have to make and steps you have to take. It’s up to you to decide which step to take first. It’s also up to you to decide whether or not to follow the steps and order laid out by an […]
Read MoreThere are several strategies to pay down and to pay off debt, to manage your money, and to save your money. There is “Debt Stacking”, “Snowballing”, “Envelope Method”, “Paying Yourself First”, and many more. All of these methods have successful accounts of people becoming debt free and/or financially free. However, I would dare to say […]
Read MoreRetirement is right around the corner for many people, but unfortunately they are not financially prepared to stop working. The thought of retirement has become a dream or a risky proposition instead of a reward for all the years they spent working. Retirement is 25, 30, or 40 years away for many other people, and […]
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