We have all seen the offers with introductory rates or free trial periods. They are available for various products including credit cards, cable television and online shopping websites. Banks make offers to open a new credit card with a 0% introductory Annual Percentage Rate (APR) for one year. There are also offers to transfer the […]
Read MoreThe principles for borrowing money from someone you know are the same as the principles for borrowing money from a bank. You ask for a loan, they give you the money, and you pay them back – when you said you would. The person you know and the bank both hope it will go in […]
Read MoreTo say that identity theft is rampant is an understatement. Reports of personal information breaches have become common place in the last few years. Many have suffered the pain and fear of having their personal information stolen, including yours truly. Despite the efforts to protect my personal information, intruders have gotten hold of my personal […]
Read MoreOne of the biggest weaknesses of Small Business Owners is poor money management. Running almost neck and neck with poor money management is the lack of financial education. Financial education is important for consumers and equally as important for Small Business Owners. Over the years I have met so many talented people. They have a […]
Read MoreMany people say they do not know how to save or that they do not make enough money to save. This is evident by the fact that half of Americans have less than $1,000 in savings. A lot of these same individuals find themselves in a bind when an unexpected event takes place such as […]
Read MoreOne of the most important 3 digit numbers in your life is not your weight, unless you are talking about your physical health. In that case a “good” number is subjective and relative. One of the most important 3 digit numbers in your life related to your financial health is your credit score. Your credit […]
Read MoreCredit scores matter. There is no doubt about that. Especially if you are trying to get a credit card, purchase an automobile, or get a mortgage. However, many people do not know their credit score, what their score is made up of, and what can increase and/or decrease your credit score. Knowledge of this information […]
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