Category: Banking

Wedding Day Debt

Statistics show that the average cost of an American wedding is between $25,500 and $33,000. It’s no surprise that a lot of couples are going into to debt. In fact, statistics show that 74% of couples go into debt to get married. Now, there’s a wedding loan out there that does not help matters. A […]

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Trust The Process

Many people want results associated with financial success, but they do not want to go through the process. No matter what the goal, there is always a shortcut. But shortcuts can lead to less than the desired results. People like to take shortcuts so they can do less work. If doing less work means working […]

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Second Chance Checking

Many of us believe that everyone deserves a second chance. We hope that previous mistakes made have lead to valuable lessons learned. However, others are wary and are not sure if they can trust others who have made mistakes, especially when the mistakes are considered major and/or costly. Banks feel the same way. Some feel […]

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“Credit” Report for Checking Accounts

Most of us are familiar with the fact that the way you use credit is important and reported to credit bureaus. In fact, your ability to get credit is largely based on reporting and scores from credit bureaus. Click here to get more information about credit scores. Did you know there is also a consumer […]

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What Happens When You Bounce a Check?

For the most part, things that bounce are really fun. But when it comes to bouncing checks, there’s no fun in sight. Fall is underway! Sometimes when things fall, they land with a thud. But other times, they bounce, buddy! And one of those things that can bounce is a check. But what exactly does […]

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23 Reasons Why You’ll Always Be Broke

By ELYSSA KIRKHAM / GOBANKINGRATES May 6, 2016 Many Americans are clearly not experts at managing their own finances and end up broke month after month. The cycle of overspending leaves them poor, even if their income means they are considered well above the poverty line. A third of higher-income households — those that bring in […]

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The Best of Both Worlds

For many the thought of banking without having a physical location (also known as a branch or a brick and mortar location) to go to is unthinkable. They cannot imagine not seeing a person to hand their deposits to or not going into an office to ask questions and/or to discuss their account with a […]

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How To Outsmart the Bank

We have all seen the offers with introductory rates or free trial periods. They are available for various products including credit cards, cable television and online shopping websites. Banks make offers to open a new credit card with a 0% introductory Annual Percentage Rate (APR) for one year. There are also offers to transfer the […]

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Where’s My Money?

The principles for borrowing money from someone you know are the same as the principles for borrowing money from a bank. You ask for a loan, they give you the money, and you pay them back – when you said you would. The person you know and the bank both hope it will go in […]

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We’re Running a Special Today!

In my opinion, there are two types of Bankers, Relationship Oriented and Sales Oriented. If I asked you which one you would choose, most of you would probably say “Relationship Oriented.” Who wouldn’t want a Relationship over Sales? It even sounds better. Sales Oriented Bankers know that, so many of them put on a disguise […]

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