One of the main reasons why so many people have trouble managing their money is because nobody showed them how. They were not taught at home, at school, or at church. Unfortunately, they were taught how not to manage their money and most ended up in a financial mess. Because of this reality, it is […]
Read MoreStatistics show that the average cost of an American wedding is between $25,500 and $33,000. It’s no surprise that a lot of couples are going into to debt. In fact, statistics show that 74% of couples go into debt to get married. Now, there’s a wedding loan out there that does not help matters. A […]
Read MoreFriday is payday for a lot of people. That means different things for everyone, including an instant deduction and reduction because of NSF Fees. For some it means getting caught up on late bills. For others it means splurging because they have been living on next to nothing for the past few days. While for […]
Read MoreMany of us are familiar with the proverb that says, “waste not, want not.” Those who are not familiar with it might be wondering what it means. The premise is that if you use your money and/or resources wisely, then you will never be in need. According the the IRS the average income tax refund […]
Read MoreWhitney M. Young, Jr. said, “It is better to be prepared for an opportunity and not have one than to have an opportunity and not be prepared.” So often people decide to get their money or credit right when they want to buy a house. That is not a bad thing. However, when asked when […]
Read MoreHow many times have you been asked the question, “What would you do if you won the lottery?” or “What would you do if you got $1,000,000?” Just the thought of that much money may have your mind reeling right now. Your imagination is running wild with the possibilities. Well, what would you do? Sometimes […]
Read MoreWas your New Year’s resolution to save more money or to reduce your debt? Are you making your regular savings deposits? Are you making your debt payments on time and not adding more debt to your current balances? If so, keep up the good work! You are definitely the exception. According to statistics approximately 80% […]
Read MoreVictims of financial abuse are made financially dependent on and by their abusers, then the rug is pulled out from under them. Usually, the rug is pulled out when they or their spouse or partner leaves. Unfortunately, this is the point when the victim discovers that they have been left holding the bag that […]
Read MoreTax refund season has been called several things including, Christmas in March and the poor peoples lottery, among other things. Remember, “poor” is not just related to the amount of your income but is also a mindset. Several people are used to getting tax refunds of over $5,000 every year and go on shopping sprees […]
Read More“Expect the unexpected to happen”. If you read my blog regularly, then this is not the first time you have read this. Still, it is understandable but unfortunate that several people are not prepared for the unexpected. While there is another group of people who may be robbing Peter to pay Paul before and during […]
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