Category: Debt Reduction

Can You Stand To Have A Balance In Your Savings Account?

Many of us know the importance of having an emergency savings account. We have either been in a situation where we needed money we did not have, or we were told that we should have an emergency savings account. Even though we know it, we don’t think we can ever save enough money to put […]

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Beware Of Temptation and Keep Up The Good Work!

Do pre-qualifications and loan offers excite you? Do they make you feel validated? Do they give you a sense of worthiness? Be careful! If you don’t need a credit card or loan, then don’t apply for it. You are already worthy! Usually, you are getting the pre-approvals or pre-qualifications because you have put in the […]

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Congratulations! You’ve Just Been Selected For A Scam!

  When prices are high and income is low, many of us can become more vulnerable to scams. Let’s face it, if there is a chance for easy money, most of us want to find out how to get in on it! Scammers know this, and they are relentless. It’s important to alert because scams […]

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No NSF Fees Does Not Change Much

Some banks cancelled or reduced Non Sufficient Funds (NSF) Fees and many account holders are very happy about this change. Why would banks cancel such profitable fees? Did they get a change of heart and decide to help struggling checking account customers? Not exactly. Other banks with less overhead expenses are not charging NSF Fees, […]

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Stop Digging Holes And Start Achieving Your Goals

How much sense does it make to dig a hole before you start to build? I  am not talking about digging a foundation. It does not make much sense at all. It takes more time and causes more work. Unless you are patient, consistent, and committed you will likely give up before your building project […]

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It’s Not Too Late To Take Advantage Of The Pandemic

The coronavirus pandemic has caused many of us to change the way we lived. Masks, sanitizers, social distancing, etc. Life has changed and we are adjusting to a new normal. Part of the change includes many people struggling financially because they have lost their jobs, business has decreased, or they needed to leave their employment […]

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Are You Ready To Invest? The Next Step

Investing is available to everyone but everyone is not ready to start investing. How do you know if you are ready? There are some important things to consider before you invest in anything. First you should look at your debt situation. All debt is not the same. If you have a lot of credit card […]

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Credit Repair: Don’t Believe The Hype!

Many people who have much less than perfect credit and want to realize one of their life long dreams of a major purchase are anxious to get their credit repaired. Many of those same people become targets of individuals and businesses who prey on people in that position. If you are one of those people […]

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Do You Need A GPS For Your Money?

“I don’t know where my money is going!” Have you ever said this before? One of my coaching clients came to me with this common complaint. He had a six figure income, but he was having trouble paying his bills. He saw his money coming in, but he did not see where it was going. […]

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Stop Procrastinating and Start Today!

Most, if not all, of us want to make a positive change in our lives. This is not new information. In fact, most of us have all of the information we need to make the change. We have watched videos, listened to speakers, and talked it over with more than one other person. Yet, we […]

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