Category: Banking

Can You Afford The Bonus? Read The Fine Print!

There are so many offers out about opening accounts and borrowing money. Some of us are content with what we have, while others don’t have anything and are not sure where to begin. For others the offers seem too good to pass up. Especially when it’s free money! Is it really free? How do you […]

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Rising Rates Are Not All Bad

It was exciting for borrowers when interest rates were low. They were able to buy more house or car than they would have been able to at higher interest rates. For some it meant that they could finally realize the dream of home ownership. It was also a good time for lenders. They made a […]

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Can You Stand To Have A Balance In Your Savings Account?

Many of us know the importance of having an emergency savings account. We have either been in a situation where we needed money we did not have, or we were told that we should have an emergency savings account. Even though we know it, we don’t think we can ever save enough money to put […]

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No NSF Fees Does Not Change Much

Some banks cancelled or reduced Non Sufficient Funds (NSF) Fees and many account holders are very happy about this change. Why would banks cancel such profitable fees? Did they get a change of heart and decide to help struggling checking account customers? Not exactly. Other banks with less overhead expenses are not charging NSF Fees, […]

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Wedding Day Debt

Statistics show that the average cost of an American wedding is between $25,500 and $33,000. It’s no surprise that a lot of couples are going into to debt. In fact, statistics show that 74% of couples go into debt to get married. Now, there’s a wedding loan out there that does not help matters. A […]

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Trust The Process

Many people want results associated with financial success, but they do not want to go through the process. No matter what the goal, there is always a shortcut. But shortcuts can lead to less than the desired results. People like to take shortcuts so they can do less work. If doing less work means working […]

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Second Chance Checking

Many of us believe that everyone deserves a second chance. We hope that previous mistakes made have lead to valuable lessons learned. However, others are wary and are not sure if they can trust others who have made mistakes, especially when the mistakes are considered major and/or costly. Banks feel the same way. Some feel […]

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“Credit” Report for Checking Accounts

Most of us are familiar with the fact that the way you use credit is important and reported to credit bureaus. In fact, your ability to get credit is largely based on reporting and scores from credit bureaus. Click here to get more information about credit scores. Did you know there is also a consumer […]

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What Happens When You Bounce a Check?

For the most part, things that bounce are really fun. But when it comes to bouncing checks, there’s no fun in sight. Fall is underway! Sometimes when things fall, they land with a thud. But other times, they bounce, buddy! And one of those things that can bounce is a check. But what exactly does […]

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23 Reasons Why You’ll Always Be Broke

By ELYSSA KIRKHAM / GOBANKINGRATES May 6, 2016 Many Americans are clearly not experts at managing their own finances and end up broke month after month. The cycle of overspending leaves them poor, even if their income means they are considered well above the poverty line. A third of higher-income households — those that bring in […]

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