Friday is payday for a lot of people. That means different things for everyone, including an instant deduction and reduction because of NSF Fees. For some it means getting caught up on late bills. For others it means splurging because they have been living on next to nothing for the past few days. While for […]
Read MoreAlthough news and information about the Social Security Phone Call Scam has been reported for several months, people are still falling victim to this fraudulent scheme. Just in case you have not heard about it, I want to give you some information and tips to lessen the likelihood that you will fall prey to these […]
Read MoreMany of us are familiar with the proverb that says, “waste not, want not.” Those who are not familiar with it might be wondering what it means. The premise is that if you use your money and/or resources wisely, then you will never be in need. According the the IRS the average income tax refund […]
Read MoreNow that tax season is officially over, unless you filed an extension, you can look back and make an assessment regarding your personal situation. Are you happy or unhappy with the outcome? Did things end up the way you expected or were you surprised? If you were surprised, let’s look at some tips to make […]
Read MoreApril is National Financial Literacy Month. It is recognized in the United States to highlight the importance of financial literacy and teach Americans how to establish and to maintain healthy financial habits. Since I am a Financial Coach and a Financial Educator, I know the importance of financial literacy. In fact, I want to make […]
Read MoreWhitney M. Young, Jr. said, “It is better to be prepared for an opportunity and not have one than to have an opportunity and not be prepared.” So often people decide to get their money or credit right when they want to buy a house. That is not a bad thing. However, when asked when […]
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Read MoreHow many times have you been asked the question, “What would you do if you won the lottery?” or “What would you do if you got $1,000,000?” Just the thought of that much money may have your mind reeling right now. Your imagination is running wild with the possibilities. Well, what would you do? Sometimes […]
Read MoreWas your New Year’s resolution to save more money or to reduce your debt? Are you making your regular savings deposits? Are you making your debt payments on time and not adding more debt to your current balances? If so, keep up the good work! You are definitely the exception. According to statistics approximately 80% […]
Read MoreVictims of financial abuse are made financially dependent on and by their abusers, then the rug is pulled out from under them. Usually, the rug is pulled out when they or their spouse or partner leaves. Unfortunately, this is the point when the victim discovers that they have been left holding the bag that […]
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