My Experience is Your Gain

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Trust The Process

Many people want results associated with financial success, but they do not want to go through the process. No matter what the goal, there is always a shortcut. But shortcuts can lead to less than the desired results. People like to take shortcuts so they can do less work. If doing less work means working […]

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Rebuilding Credit

One of the major pitfalls of no financial education is bad credit. When you were young with little or no credit, creditors were lining up to give you credit. Since nobody taught you about credit or how to successfully manage it, you most likely ended up with late payments, collections, and a lower than desirable […]

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Second Chance Checking

Many of us believe that everyone deserves a second chance. We hope that previous mistakes made have lead to valuable lessons learned. However, others are wary and are not sure if they can trust others who have made mistakes, especially when the mistakes are considered major and/or costly. Banks feel the same way. Some feel […]

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“Credit” Report for Checking Accounts

Most of us are familiar with the fact that the way you use credit is important and reported to credit bureaus. In fact, your ability to get credit is largely based on reporting and scores from credit bureaus. Click here to get more information about credit scores. Did you know there is also a consumer […]

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It’s OK To Have Some Fun!

I have said it before, and I will say it again, “Everyone values money differently.” It is just a fact. Today I would like to talk about those who value money for security. They would have PINK as their “Money Color“. They are more likely to have family members and friends come to them for loans. Also, […]

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Best Way To Save Money

Many people love a good sale. 20% Off, 50% Off, Red Tag Sale, Garage Sale, etc. A sale is a sale! Some of the reasons people love sales are they love the feeling that they are getting a gift, pulling a fast one on the seller, or they love to save money. Who really benefits […]

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You Can Have It All

Glitz and glamour attract us and the promise of status and prestige reel us in. Advertisers and marketers know just what to say and know exactly how to present products and services to get us to give them our money, even if we have to borrow it. Their goal is to make us say, “I […]

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Handle With Care

Personal finances can seem like calculus to many people. This feeling is not based on the level of education one has attained or their income level. It is based on their relationship with money. If you feel insecure about your relationship with money, then you can feel lost and afraid. Here are some characteristics of […]

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Invest in Yourself Instead of Stuff

In the Money Color Survey, found here, if your Money Color is Blue, money is valued for pampering or treating oneself. You are less likely to have a reason for spending, less likely to have a spending plan, and less likely to have savings you can stick to. They are also more likely to shop […]

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Is It Too Early to Start Saving for the Holidays?

Trick question. It’s never too early to start saving. With that in mind, here are some tips and strategies to help you build your holiday shopping nest egg. It’s almost spooky Halloween time which means it’s almost Thanksgiving time which means it’s almost time for both of those times to be ignored in favor of […]

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